Breaking down Financial walls
The idea is to shift blockchain's narrative from a speculator's playground to a cornerstone of real-world commerce and lending
Opening the global financial infrastructure to the trustworthy individuals while shrinking defaults
Online lending platforms like Klarna could confidently offer undercollateralized loans, guided by a wallet's Cosine score
We're building a backbone for entrepreneurs too—new fintech platforms can tap into our trust infrastructure, focusing on innovation instead of wrestling with fraud from scratch.
Just like your credit score helps you in the real world, your digital reputation with us helps you across all online platforms.
Merchants can accept high-value crypto payments with a quick similarity check, turning digital assets into a practical medium of exchange.
Making Financial Matters Simple and Safe
Online lending platforms like Klarna could confidently offer undercollateralized loans, guided by a wallet's Cosine score.
Pay your bills on time on one platform, and that good behavior helps you get better service on other platforms too.
Freelancers could use their creditworthiness built from payments received on marketplaces to facilitate getting loans on lending platforms.
Stores can accept your COSINE token payments confidently, making your tokens actually useful for buying things.
Send payments to family or business partners in other countries without the big fees and long waits banks usually charge.
Show you're reliable without sharing your personal details or financial history - just like showing an ID without revealing your address.
Our system makes sure everyone plays fair while keeping your information private.
Our rationale is that blockchain adoption is held back primarily by security concerns and lack of public trust. By providing an adaptive trust layer that works across all major chains, we can encourage real world adoption and reduce the volatility of crypto markets since not only speculators participate.